Frequently Asked Questions



General Questions:

Q: I applied for a loan and was told that I already have one. Why can't I borrow?

A: Even if your current loan isn't due yet, and even though Tennessee state law allows two loans outstanding at any given time, we won't issue multiple loans at once to a customer.

Q: Does my income really have to come from employment?

A: Yes, there are no exceptions to this rule. None whatsoever.

Q: How much are you charging in interest?

A: Our current rate of interest is 15%.

Q: What if I want to cancel my loan because I don't need it?

A: No problem, as long as it's within 2 days of the date we issued it.

Q: If I don't make a payment, will my loan roll over?

A: No, we will not roll your loan over under any circumstances.

Q: I have bad credit, so can I have a cosigner on my loan?

A: Typically bad credit is not an issue with our loans, however under no circumstances will we take a cosigner on a loan.